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Uberrimae Fidei

Manmohan Nanda v. United India Assurance Co. Ltd.

Insurance Law – Mediclaim Policy – The object of seeking a mediclaim policy is to seek indemnification in respect of a sudden illness or sickness which is not expected or imminent and which may occur overseas. If the insured suffers a sudden sickness or ailment which is not expressly excluded under the policy, a duty is cast on the insurer to indemnify the appellant for the expenses incurred thereunder.